First Genesis of Virginia

an office of MetLife

  Financial Strategies for Your Success ~ our services representatives help you manage, and enable you to achieve the rewards of a lifetime.
 
Welcome to First Genesis of Virginia, an Office of MetLife.
 
We are proud of our initiatives that promote financial awareness and full participation by all in the nation's economy and we have a strong commitment to our mutual community.

From our inception, our philosophy has never faltered -- whether you are a business owner, transitioning to another job, saving for retirement, or are retired, we can help you with planning for your financial freedom and securing your financial future. 

Life is filled with choices -- choices that require decisions. As concerned financial professionals with wide ranging experience in financial services, we help you make the right decisions for your own unique situations.  Our basic formula is an interactive combination of planning and managing these decisions.

We provide confidential one-on-one service.  We share your concerns about protecting your future, educating your children, enjoying retirement, and leaving a legacy.

We invite you to learn more about the benefits of First Genesis of Virginia and MetLife. It is never too late to begin planning. You can count on us to be your guide and most trusted resource. We will work with you to help you determine what is important to you in your life.
 
We look forward to hearing from you soon.

 

I am licensed and registered to offer products and services in [VA, NC, MD, DC, GA, NJ]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Calculators

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Savings Accumulation

Estimate the future value of your current savings.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

More Calculators →

Newsletters

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

Doing Your Heirs a Favor

Although a will and a trust specify disposition of assets, many other details of an individual’s final wishes might be explained in a letter of instructions. This article offers some topics to consider addressing in the letter to help loved ones make decisions and take care of final arrangements.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

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